Single-Family Rehabilitation Program

The Single-Family Rehabilitation Program is administered by the City of Rockville Housing and Community Development Department and is funded through the Community Development Block Grant Program. The program provides assistance to eligible Rockville homeowners for rehabilitation work needed at their primary residences. The City prioritizes low-income homeowners who meet the applicable gross household income requirements, with assistance also prioritized according to the severity of the home's repair needs. The program is focused on correcting housing code deficiencies rather than providing discretionary property improvements. Typical rehabilitation work may include roof replacement, plumbing and electrical upgrades, furnace replacement, and kitchen and bathroom rehabilitation. A rehabilitation specialist identifies and prioritizes code deficiencies so that the most serious problems are addressed. Homes built before 1978 require lead testing. If deteriorated lead-based paint is identified, it must be addressed before any other rehabilitation work is undertaken, and lead-based paint remediation may be covered by the program. The maximum program expenditure is $25,000 per household. Home improvement work may be performed at no cost to the participating homeowner provided the home is not sold, rented, or transferred within five years after completion of the work. The program does not involve a monetary loan to the homeowner. If the home is sold, rented, or transferred during the five-year period, the homeowner must immediately repay a percentage of the contract price. The repayment obligation is reduced by 20 percent for each year during the five-year period. No separate applicant matching or cost-share requirement is stated. Eligibility is limited to qualifying Rockville homeowners and is based in part on family size and annual household income. Income limits effective June 2025 range from a maximum gross annual income of $74,800 for a one-person household to $141,000 for an eight-person household. In addition to satisfying the applicable income limit, the home must be the owner's primary residence, and the owner may not own another home or condominium. The owner must not owe more than the assessed value of the home, total assets may not exceed $150,000, property taxes must be current, and ownership is verified through property tax records and the deed. Applicants begin by completing an Eligibility Assessment Application and mailing it to the City of Rockville Housing and Community Development Department, 111 Maryland Ave., First Floor, Rockville, MD 20850. After the eligibility assessment is accepted, the rehabilitation specialist contacts the applicant to complete an eligibility review. The applicant must provide the most recent federal and State of Maryland tax returns; income documentation such as W-2s, 1099s, retirement savings, investment accounts, pensions, or Social Security information; a current homeowner's insurance policy showing coverage dates; a mortgage and/or home equity loan statement showing the balance; and checking and savings account statements covering the last two months. Application materials are reviewed by the rehabilitation specialist, who also prioritizes the proposed work according to repair needs. The stated review process may take seven to 10 business days. No application deadline, fixed application period, award notification date, or recurring annual application cycle is stated in the provided program information. Program questions may be directed to Charles Dunn of the Housing and Community Development Department, Housing Programs Division, at 240-620-6917 or cdunn@rockvillemd.gov. The department lists service hours of Monday through Friday, 8:30 a.m. to 5 p.m., at Rockville City Hall, 111 Maryland Ave., Rockville, MD 20850.

Prioritize documentation demonstrating income, ownership, assets, property-tax status, insurance, and mortgage or home-equity balances. The program prioritizes low-income homeowners based on severity of repair need and addresses code deficiencies rather than discretionary property improvements. Homes built before 1978 require lead testing, and deteriorated lead-based paint must be addressed before other work.