Marshall County Owner-Occupied Housing Rehabilitation Program

The Marshall County Owner-Occupied Housing Rehabilitation Program is a locally administered grant initiative designed to assist homeowners with necessary housing repairs and accessibility improvements. The program is supported through public funding sources, including the Indiana Office of Community and Rural Affairs and associated local government entities. Its primary objective is to improve housing quality, safety, and livability for low- to moderate-income residents by providing financial assistance for essential home rehabilitation projects. The initiative focuses on preserving existing housing stock and supporting residents in maintaining safe and functional living environments. The grant provides funding for a defined scope of eligible home improvements, including roof repair or replacement, ADA accessibility modifications, heating and cooling system replacement, electrical upgrades, and water heater replacement. These improvements are limited to necessary repairs that directly enhance the safety, habitability, or accessibility of the home. Funds are not intended for cosmetic upgrades or non-essential renovations. The maximum grant amount available per household is $25,000, and the funding is awarded based on eligibility and application review. Eligibility for the program is restricted to homeowners residing within Marshall County whose property serves as their primary residence. Applicants must own the home and meet income requirements, specifically having a household income at or below 80 percent of the area median income. Income thresholds vary by household size, with clearly defined limits provided for one through eight or more household members. The program requires verification of income, assets, employment, and housing status to confirm eligibility. The application process is structured and documentation-intensive. Applicants must complete a full application packet and submit supporting materials, including proof of homeownership, mortgage verification or deed documentation, proof of income, employment verification, bank account verification, insurance documentation, and property tax records. Additional forms require verification from third parties such as employers, banks, and mortgage lenders. Applicants must also agree to program conditions, including property inspections, maintaining insurance and taxes, and compliance with federal housing safety requirements such as lead-safe housing rules. Applications are accepted during a fixed submission window, opening April 15 and closing May 15, 2026. Completed applications must be submitted by the deadline to be considered. Assistance with applications and submission is available through multiple local offices and officials, including township trustees, county offices, and partner organizations. Applicants are encouraged to schedule appointments due to varying office hours. Contact information for program administrators and local representatives is provided to support applicants throughout the process. The evaluation and selection process involves verification of eligibility, assessment of housing needs, and potential inspection of the property. Participation requires agreement to allow inspections and comply with any remediation requirements identified, including radon mitigation if necessary. Selected applicants will receive funding to complete approved repairs, with oversight to ensure compliance with program requirements. The program operates as a single-cycle funding opportunity tied to the stated application window, with no explicit indication of recurring annual availability, although it may be offered periodically depending on funding availability.

Ensure all documentation is complete and accurate; incomplete applications may reduce chances of funding; verify eligibility before applying