Disaster Recovery - Derecho and Hurricane Beryl Single-Family Home Repair Program

The City of Houston Housing and Community Development Department administers the Disaster Recovery - Derecho and Hurricane Beryl Single-Family Home Repair Program to assist eligible Houston homeowners whose primary residences were damaged by the May 2024 Derecho, Hurricane Beryl, or both disasters. The program is intended to restore safe and livable housing conditions and to improve the ability of repaired or reconstructed homes to withstand future storms. Assistance is limited geographically to properties within Houston city limits, and the property must be outside a designated floodway. The household must also have income at or below 80 percent of the Area Median Income. The program offers two assistance pathways based on the condition of the damaged home. Eligible homeowners may receive up to $100,000 to repair and restore an existing home. Repair assistance may address critical damage and bring the property into compliance with current safety, building, and livability standards. When a home cannot reasonably be repaired, an eligible homeowner may receive up to $300,000 for full reconstruction. Reconstruction assistance supports replacement of a severely damaged home with safe, resilient housing built to current standards. The provided source does not state an overall program funding amount, number of awards, minimum award, or applicant cost-share or matching requirement. Basic eligibility requires that the home be the applicant's primary residence, be located within Houston city limits, be outside a designated floodway, and have sustained damage from the May 2024 Derecho and/or Hurricane Beryl. The applicant household must have income at or below 80 percent of the Area Median Income. Homeowners who are still making mortgage payments may apply if they satisfy the other eligibility requirements. Receipt of FEMA assistance does not automatically disqualify an applicant; eligibility remains subject to the program guidelines. The program is specifically directed to homeowners and therefore maps to the Individuals eligibility category. The City has established an initial application priority period through December 31, 2026. Priority processing during this period is given to households at or below 80 percent of Area Median Income that include a household member age 62 or older, a household member with a disability, or a disabled veteran. Eligible households that do not meet these priority criteria are still encouraged to apply, but the City states that they will begin receiving communication after December 31, 2026. The priority date therefore governs processing priority rather than serving as a stated final application deadline. Prospective applicants may call beginning Monday, August 24, 2026, to request an application packet. Once a packet is issued, the applicant receives an application ID number, which should be retained for future communications with the program. Applicants are instructed to review the Program Guidelines and document checklist and gather the required supporting documents. Applications cannot currently be completed or submitted online. Completed application packets must instead be submitted using an approved submission method identified by the program. The source states that application processing can take up to eight weeks when a complete packet and all required supporting documentation have been submitted; missing documents may delay processing. Program staff are available to answer questions and assist applicants with completing their applications. The City can deliver and collect application materials at an applicant's home and can provide assistance at community outreach events. Program questions may be directed to 832-394-6200 or singlefamilyeligibility@houstontx.gov. The Housing and Community Development Department is located at 2100 Travis Street, 9th Floor, Houston, Texas 77002. The source also provides procedures for complaints, appeals, and reporting potential fraud, waste, or abuse. No recurring annual or periodic application cycle, award notification date, or defined performance period is stated in the supplied material.

Review the current AMI requirements before applying; submit a complete application packet with all required supporting documentation because missing documents may delay the stated processing period of up to 8 weeks; retain the application ID number for future program communications.