Flood Mitigation Assistance Swift Current

The Flood Mitigation Assistance Swift Current Amendment 2 opportunity is a mitigation funding opportunity associated with the Federal Emergency Management Agency's Flood Mitigation Assistance program and administered for applicants in Virginia through the Virginia Department of Emergency Management. The Flood Mitigation Assistance program makes federal funds available to states, U.S. territories, federally recognized tribal governments, and local governments to reduce or eliminate repetitive flood damage to buildings and structures that are insured under the National Flood Insurance Program and located within NFIP-participating communities. The specific purpose of FMA Swift Current is to reduce or eliminate flood risk to structures with repetitive flood damage following a flood-related disaster event while enhancing flood resilience within participating communities. Eligible activities include Project Scoping and Individual Flood Mitigation projects. Project Scoping may be used to define the technical approach, eligible costs, and expected flood-risk-reduction outcomes for individual mitigation projects such as elevation, acquisition, and floodproofing. The purpose of this work is to establish that a proposed mitigation measure is feasible, cost-effective, and focused on reducing or eliminating NFIP flood claims. Individual Flood Mitigation projects address specific NFIP-insured structures with histories of repetitive or severe repetitive flood damage. Examples include structure acquisition and demolition, structure elevation above the base flood elevation, dry floodproofing of historic structures, mitigation reconstruction to current flood-resistant standards, and other structural retrofits intended to reduce vulnerability to flooding. Structures included in project subapplications must meet the applicable FMA or NFIP definition of Severe Repetitive Loss, Repetitive Loss, or Substantially Damaged. Subapplicants must participate in the National Flood Insurance Program and cannot be withdrawn, on probation, or suspended. Structures identified in a subapplication must have an NFIP policy in effect as of the application start date, and that coverage must be maintained through completion of the mitigation activity and for the life of the structure. Subapplicants must also have a FEMA-approved Local or Tribal Hazard Mitigation Plan by the application deadline and when grant funds are obligated for mitigation projects, subject to the stated exception for capability and capacity building activities' mitigation plans. Local governments, including cities, townships, counties, special district governments, and federally recognized tribes may participate as described by the program. Federally recognized tribes may choose to apply as an applicant or subapplicant. Eligible subapplicants submit through their qualifying agency, VDEM. The source also identifies cities, counties, towns, planning districts, state agencies, and tribal governments as eligible entities. Individual homeowners do not submit directly for funding. Homeowners interested in elevation, acquisition and demolition or relocation, or mitigation reconstruction must contact their local government's grants representative and participate through an eligible subapplicant. The standard cost share for both Project Scoping and Individual Flood Mitigation is 75 percent federal and 25 percent non-federal local funding. Different federal cost-share levels are available for qualifying repetitive-loss properties. FMA-defined Repetitive Loss properties are eligible for up to a 90 percent federal cost share, while FMA-defined Severe Repetitive Loss properties are eligible for up to a 100 percent federal cost share. The supplied source does not state an overall program funding amount, minimum or maximum award amount, or expected number of awards, so no such amounts can be reliably assigned from the available information. All project pre-applications, applications, and supporting documentation must be submitted through VDEM's grants management portal at https://vdem.emgrants.com. Applicants without an active account may register through that portal. After VDEM reviews a pre-application for eligibility and processes it, the applicant is prompted to complete a project application. The project application requires a detailed scope of work, project cost, and other pertinent information necessary for FEMA consideration. The source does not provide a separate deadline for the pre-application or identify formal scored evaluation criteria. VDEM will review applications and may request additional information before submitting project subapplications through FEMA GO. The FY 2024 application period opened June 30, 2026. Full applications are due to VDEM by August 31, 2026 at 5:00 PM Eastern Time. This state-level deadline gives VDEM time to review submissions, obtain additional information where needed, and submit project subapplications through FEMA GO by FEMA's October 30, 2026 application deadline. A FMA Swift Current Round 2 webinar was scheduled for June 25, 2026 at 3:00 PM. No award notification date, performance period, named program contact, program email, program phone number, or recurring future application cycle is stated in the supplied source.

Verify NFIP participation and good standing before submission; confirm each structure meets the applicable Severe Repetitive Loss, Repetitive Loss, or Substantially Damaged definition; ensure required NFIP coverage is in effect and maintained; ensure the applicable FEMA-approved hazard mitigation plan requirement is satisfied; provide a detailed scope of work and project cost; submit to VDEM by August 31, 2026 at 5:00 PM Eastern Time to allow state review and requests for additional information.